Photograph was taken by Joyce Ragels in Tucson, AZ, near her home.
Nothing contained here is a substitution for a consultation with a qualified tax professional.   Naturally, since I
am an EA, I suggest using an Enrolled Agent over and above all others.  Remember that licensing is not a
requirement in most states.  EAs are licensed by the Federal Government and are the only people who might
prepare your tax return who are.
DISCLAIMER